News Room

Take precautions this week as temperatures plummet

Columbia, S.C. – Jan. 2, 2018 – With temperatures expected to drop well below freezing across the state this week, South Carolinians are encouraged to protect their homes against frozen pipes and other cold-weather problems.

“Frozen plumbing that leads to burst pipes can cause several thousand dollars in property damage,” said Russ Dubisky, executive director for the South Carolina Insurance Association.

According to the Insurance Services Office (ISO), the average homeowners insurance claim for water damage and freezing exceeds $6,000.

The SC Insurance Association offers the following tips to help protect your home against frigid temperatures this winter.


• Keep the house warm. Set the thermostat for at least 65 degrees, as the temperature inside the walls, where pipes are located, is substantially colder. If you use a supplementary heat source, such as a fireplace or space heater, leave at least 36-inches of clearance between the heat source and combustible materials such as bedding, furniture, books, and curtains. Also, make sure heaters are turned off when unattended and fires are completely out before you close the damper.

• Open cabinet doors in the kitchen and bathrooms to allow warm air to circulate around interior pipes.

• Maintain a slow trickle of water flow through faucets connected to pipes that run through an unheated or unprotected space. If your house will be unattended for long periods, drain the water system.

• Add extra insulation to attics, basements and crawl spaces.

• Check your pipes. Closely examine pipes for cracks and leaks. If any are damaged, have them repaired as soon as possible. Insulation or heating tape can be added to any exposed pipes.

• Install an emergency pressure release valve in your plumbing system. This will protect against the increased pressure caused by freezing pipes and can prevent pipes from bursting.


• Fit exposed pipes with insulation sleeves or wrapping and detach garden hoses from faucets and spigots.

• Seal any cracks or holes in outside walls and foundations and use caulking around water pipes.


If freezing causes pipes to burst and water damages your home, shut off the home’s water supply as quickly as possible to help minimizing damage. Then, contact your insurance carrier and hire a qualified professional to make the repairs.

Standard homeowners’ policies cover many winter-related disasters such as water damage resulting from burst pipes, ice damage, and damage caused by weight of ice or snow.

For more information from the S.C. Insurance Association, or to schedule an interview, call (803)252-3455.

Formerly known as the South Carolina Insurance News Service, the S.C. Insurance Association has been providing free insurance information to consumers and the media about property and casualty insurance issues for almost 40 years.

For more information, contact the South Carolina Insurance News Service at 803-252-3455 or use our contact form.