Premium Toolkit for Homeowners

South Carolina: A Model of Success South Carolina has a competitive homeowners insurance market. In 2007, lawmakers in the state implemented a market-oriented approach to homeowners insurance that encouraged competition among insurers; bolstered the business climate in South Carolina; and afforded greater consumer benefit. South Carolina...

Read More

Protecting your home against wildfire

Columbia, S.C. – April 18, 2013 – South Carolina’s risk for wildfire increases as the weather gets warmer, drier, and windier. Wildfire season usually begins in late winter and continues through the spring, when the Southeast typically heats up before summer. “Even if a fire isn’t close to your home, wind-blown embers from a mile...

Read More

The Facts: South Carolina Homeowners Insurance

For quick facts on the S.C. Homeowners insurance market, follow the "view document" link below.

Read More

Sharing the road with golf carts and mopeds

COLUMBIA, S.C. – February 27, 2013 – Golf cart drivers and moped riders are sharing the roads more often in South Carolina. However, both of these transportation alternatives have unique safety, insurance, and registration concerns that owners and operators should consider. GOLF CARTS The use of golf carts continues to grow all over...

Read More

New law aims to help drive down auto-glass fraud

COLUMBIA, S.C. – February 19, 2013 – With many South Carolinians recently experiencing overly-aggressive sales tactics from some unscrupulous auto-glass repair companies in South Carolina, a new law has gone into effect to help protect consumers from “glass harvesting.” “We’re hopeful that the new law will help reduce ‘glass...

Read More

Loris residents sentenced in insurance fraud case

COLUMBIA, S.C. – June 9, 2012 – A group of Loris residents pleaded no contest to insurance fraud charges for presenting a false claim for insurance payment. Janet Wilson, Charles Wilson, Cora Pacheco, and Barbara Riggins were each sentenced to 30 days time-served, fined $1,500, and must complete 100 hours of community service for presenting...

Read More

Frequently asked questions on coastal property insurance

Recent headlines have raised some reasonable questions about homeowner insurance rates and coastal property. Here is a list of frequently asked questions, and answers that help give consumers a better understanding of the current marketplace. What is insurance? Insurance is a product that protects against significant financial loss by transferring...

Read More

What does an aging population mean for road safety?

Columbia, S.C. – February 28, 2012 – According to a recent report issued by TRIP, a national non-profit transportation research group based in Washington, D.C., the population of Americans 65 years and older will grow by 60 percent over the next 13 years. This means that by 2025, one out of every five drivers will be over the age of 65....

Read More

Filing an insurance claim is first stop on road to recovery

COLUMBIA, S.C. – August 24, 2011 – Hurricane Irene’s path is still not clear as it barrels toward the East Coast. Although forecasters suggest the storm will head north and east, South Carolina remains in the cone of uncertainty. “Even if our state misses a direct hit, we could still experience damage from severe weather resulting...

Read More

A home alone is a target for troubles

Columbia, S.C. – June 30, 2010 – Is your home alone? If you leave your house for a long trip, or move out while the house is on the market, your insurance coverage needs swift attention. That’s because homeowners’ insurance companies have rules about how long a home can be unoccupied before a new type of policy may be required. “If...

Read More